CALL TO ACTION

 

PLEASE HELP US PROMOTE THE OCTOBER 24, 2020 EXPIRATION OF HURRICANE HARVEY GROUP FLOOD INSURANCE POLICIES 

WHAT IS HAPPENING:           More than 6,690 Hurricane Harvey survivors have been notified that their Group Flood Insurance Policy (GFIP) will expire October 24, 2020. 

WHY IS THIS HAPPENING:     Texans who received a GFIP policy as part of their FEMA disaster assistance after Hurricane Harvey are now required to purchase a flood insurance policy by October 24, 2020. If recipients of the GFIP do not obtain a flood insurance policy, they may not be eligible for certain future federal disaster assistance.  

The GFIP toolkit has been created to assist with community outreach. It is full of resources for stakeholders to use to educate citizens about this quickly approaching policy expiration date.

 

                                                The toolkit includes premade social media posts, graphics, videos, audio news releases, and more. Also included are instructions on how to add your organization’s logo to the graphics.

 

IF YOU HAVE QUESTIONS:     Send an email to FEMA-R6-GFIP@FEMA.DHS.GOV. We are ready to answer your questions.

Answers to Questions About Substantially Improved/ Substantially Damaged Buildings

 

BACKGROUND:

As Texas holds strong for Hurricane Season 2020, we are reminded more than ever that taking the steps to be prepared is crucial for a resilient outcome of our community. It has been reported that as few as 17% of homeowners impacted by Hurricane Harvey held a flood insurance policy. Luckily, more than 6,690 households were issued a GFIP policy that covered them for the three years after Hurricane Harvey. However, the GFIP policy which has provided flood insurance security for homeowners and renters will expire next month on October 24, 2020.

 Texans who received a GFIP policy as part of their FEMA disaster assistance after Hurricane Harvey are now required to purchase a flood insurance policy by October 24, 2020. If recipients of the GFIP do not obtain a flood insurance policy, they may not be eligible for certain federal disaster assistance. It is important to state that just one inch of water can cause $25,000 of damage to a home. 

 Important flood insurance requirements for Harvey households:

 Homeowners who received a GFIP policy: Flood insurance coverage must be maintained for the address of the flood- damaged property for as long as the building exists. If the homeowner sells the home after receiving Federal disaster assistance, the seller must inform the new owner of the requirement to maintain flood insurance coverage.

Renters who received a GFIP policy: Flood insurance coverage must be maintained on the contents of the rental property for as long as the renter remains at the flood-damaged address. If the renter moves from the damaged rental property, the flood insurance requirement is not transferred to the next renter.

 The National Flood Insurance Program (NFIP) sent a letter to GFIP recipients 45 days before the policy expiration date of October 24, 2020. A final letter will be sent out on the date of expiration. It is imperative that GFIP recipients obtain a flood insurance policy.

 Stay compliant and be eligible for future Federal Disaster Assistance:

 The Texas Recovery Office has established a GFIP Help Desk to assist survivors navigate this requirement and answer questions on how to get a flood insurance quote, elevation certificate, or general questions on what amount of flood insurance must be purchased. Our toll-free number is 1-877-503-6053. FEMA is eager to offer guidance and keep Texans eligible for future Federal disasters assistance.

 Sincerely,

 Hurricane Harvey GFIP Outreach Team

Texas Recovery Office

FEMA-R6-NFIP@FEMA.DHS.GOV